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Mortgage Broker Bracken Ridge

Name: Mortgage Broker Brisbane - Hunter Galloway
Price range: $$$

Improve your chances of getting a loan with an award winning mortgage broker.
We have one of the highest loan approval rates in the country.

Market-leading
Approximately 40% of home loan applications were rejected in December 2018 based on a survey of 52,000 households completed by DigitalFinance Analytics DFA. In 2017 to 2018 Hunter Galloway submitted 342 home loan applications and had 8 applications rejected, giving a 2.33% rejection rate.
loan approval rate in Australia of 97%
Variety of options due to direct access to 30+ Australian banks & lenders
#1 rated
The highest rated and most reviewed Mortgage Broker in Brisbane: 5-star rating based on 1600+ reviews on Google
Mortgage Broker in Brisbane

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Improve your chances of getting a loan with an award winning mortgage broker. We have one of the highest loan approval rates in the country

Get a Free Assessment

We promise to get back to you within 4 business hours

Our reputation and achievements

Market average rejection rate is 40%, our rejection rate is 3%

Approximately 40% of home loan applications were rejected in December 2018 based on a survey of 52,000 households completed by 'DigitalFinance Analytics DFA'. In 2017 to 2018 Hunter Galloway submitted 342 home loan applications and had 8 applications rejected, giving a 2.33% rejection rate.

2024 Mortgage Broker of the Year

Don't risk having your
home loan declined

Did you know that over

40%

of home loan applications that get submitted
never make it to settlement? Don't take that risk.

We know the banks inside out

Our brokers have over 35 years of combined experience in the finance industry, including decades of banking experience, and have processed thousands of home loan applications.

We have a wide range of lenders on our panel and we intimately understand their credit policies. This means we know the problems you may face on your loan application and how to mitigate them when applying with any specific bank or lender.
Reducing risk of rejection

Unlike other brokers, Hunter Galloway completes our own internal credit assessment process before applying with any lender.

Your application will be assigned its own Credit Manager who reviews each application thoroughly before it is submitted to the lenders, meaning we won't apply with a lender who won't approve your loan.

2024 Mortgage Broker of the Year

Why Choose Hunter Galloway As
Your Mortgage Broker?

One of the lowest rejection rates

Across Mortgage Brokers in Australia

The highest rated and most reviewed

Mortgage Broker in Brisbane on Google

We have direct access to 30+ banks and lenders

Across Australia

About Bracken Ridge

Overview

Bracken Ridge is a northern suburb of Brisbane, Queensland, located about 19km from the CBD. It's a family-friendly area with a mix of established homes and newer developments. Originally farmland, it has evolved into a residential suburb since the 1960s. The area features leafy streets and parks, with the Bracken Ridge Reservoir as a notable landmark offering panoramic views. The suburb attracts a diverse demographic, including families and retirees. Public transport options include bus services and nearby train stations. Bracken Ridge boasts good local infrastructure, including a community health center. Its quiet atmosphere, combined with proximity to city amenities, makes it appealing for those seeking a balanced suburban lifestyle.

Bracken Ridge Demographics

Population

17,500

Median Age

37 years

Family Makeup

4,889

Weekly Rent

$410

Weekly Income

$1,972

Safety Score

Lower score indicates higher safety

Bracken Ridge Property Market

Median House Price

$845,000

Median Unit Price

$544,250

Days on Market (Houses)

13 days

What are properties like in Bracken Ridge?

Bracken Ridge offers a variety of dwelling types to meet the needs of different homebuyers. Predominantly, the suburb consists of houses, making up 88.8% of the housing options, ideal for families or those who prefer more space and privacy. Townhouses account for 8.2%, providing a balance between size and ease of maintenance, suitable for young couples or those seeking a minimal upkeep lifestyle. Apartments make up a smaller portion at 3.6%, which are perfect for singles, young professionals, or retirees desiring a low-maintenance living arrangement. This diverse housing mix means Bracken Ridge can accommodate a wide array of residents, from large families and young professionals to downsizers and retirees. The variety of dwelling types contributes to a dynamic and inclusive community, enhancing the suburb's character and promoting a versatile lifestyle. For potential homebuyers, this range indicates flexible property choices suited to different budgets and life stages, while also being a promising area for investment due to its appeal to various demographics. Overall, Bracken Ridge's housing diversity ensures it is well-suited to attract and accommodate individuals and families at different stages of life, making it a vibrant place to call home.

How many bedrooms in Bracken Ridge properties?

Bracken Ridge offers a diverse range of property sizes to suit various needs and lifestyles. The largest portion of homes (44.5%) have 4 or more bedrooms, closely followed by 3-bedroom properties at 45.2%. This abundance of larger homes makes Bracken Ridge ideal for families or those who need extra space. For couples or small families, 6.7% of properties have 2 bedrooms. Singles or those preferring compact living will find options among the 2.6% of 1-bedroom homes. Interestingly, there's a small percentage (0.1%) of studio or bedsit options. This mix caters to a wide range of residents, from singles and couples to growing families and multi-generational households. For homebuyers, this variety offers flexibility in choosing a property that fits their current needs with room to grow. It also suggests good potential for property value, as the area attracts a diverse range of residents. Whether you're a first-time buyer looking for a cozy apartment or a family seeking a spacious home, Bracken Ridge has options to suit various stages of life and living preferences.

Living in Bracken Ridge

Education

Bracken Ridge offers a range of educational options for residents. The suburb is home to Bracken Ridge State School and Norris Road State School for primary education. For secondary education, Bracken Ridge State High School is well-regarded and known for its diverse academic and vocational programs. St John Fisher College, a Catholic girls' secondary school, provides a private education option. The area is also served by several early learning centers and kindergartens. While there are no tertiary institutions within Bracken Ridge itself, it's within commuting distance to universities in Brisbane. Overall, the suburb provides a solid foundation for education from early years through to secondary schooling.

Parks and Recreation

Bracken Ridge boasts numerous parks and recreational facilities, catering to outdoor enthusiasts and families alike. The expansive Bracken Ridge Reserve offers walking trails, picnic areas, and playground equipment. Barrett Street Reserve features sports fields and a skate park, popular among local youth. The Bracken Ridge Plaza Park provides a central green space with a playground and BBQ facilities. For sports enthusiasts, the Bracken Ridge Cricket Club and local soccer fields offer opportunities for team activities. The nearby Deagon Wetlands provide a natural habitat for bird watching and nature walks. Regular community events in these spaces further enhance the suburb's recreational appeal, fostering a strong sense of community engagement.

Shopping and Dining

Bracken Ridge offers convenient local shopping and dining options. The Bracken Ridge Plaza is the main shopping hub, featuring a Woolworths supermarket, specialty stores, and various services. Along Gawain Road, residents can find a mix of convenience stores and small businesses. While dining options within Bracken Ridge itself are limited, there are several takeaway outlets and casual eateries. Popular choices include local cafes, fish and chip shops, and pizza places. For a wider range of shopping and dining experiences, residents often venture to nearby suburbs like Taigum or Sandgate. While not a major retail or culinary destination, Bracken Ridge provides essential services and casual dining options to meet everyday needs.

Transportation and Walkability

52/100 Bracken Ridge offers a balanced lifestyle with a walkability score of 52. This indicates that while some amenities are accessible on foot, many residents might prefer other transportation methods for convenience. According to the travel data, most people commute by car, which provides great flexibility for navigating the suburb and beyond. A significant number of residents also use public transport, ensuring that those who prefer not to drive have a reliable alternative. For daily life, this mix of transport options is highly beneficial. Whether you need to drive to work, run errands, or prefer using public transport, Bracken Ridge accommodates various needs. This flexibility can enhance your quality of life, making it easier to balance work, social activities, and family time. Moreover, the availability of diverse transport methods can help maintain and potentially increase property values, offering a sound investment for homebuyers. Overall, Bracken Ridge is appealing for its adaptability and the quality of life it offers to a wide range of residents, from families to professionals.

Suburbs Near Bracken Ridge

Our Mortgage Services in Bracken Ridge

First Home Buyers

Navigating the Bracken Ridge property market as a first-time buyer can be challenging. Our brokers provide personalized guidance to help you find the right loan and maximize your borrowing capacity.

Refinancing

Looking to refinance your Bracken Ridge property? We can help you secure better rates and terms tailored to your current financial situation.

Investment Loans

With median house prices in Bracken Ridge at $845,000, let our investment loan specialists help you structure your loan for maximum benefit.

Lenders on our panel

Questions and Answers About Bracken Ridge Home Loans

What should I know about buying property in Bracken Ridge?

When buying in Bracken Ridge, it's important to understand the local property market trends. Currently, the median house price is $845,000 and median unit price is $544,250.

The area has a population of approximately 17,500 residents, and offers a range of amenities and lifestyle benefits. Working with a local mortgage broker who understands the Bracken Ridge market can help you navigate the buying process more effectively.

Are you able to do virtual meetings?

Yes, our mortgage brokers can 'face to face' meet you using Zoom Meeting or Google Hangouts, whichever is your preference. In our online meeting, we'll be able to go through your requirements and walk you through the home buying process in Bracken Ridge.

Our mortgage brokers are working and are available during the coronavirus outbreak, so if you need any assistance with a home loan get in touch today.

What is a mortgage broker?

A mortgage broker is a consultant that can help you with finding a home loan, or mortgage usually from their panel of lenders. Once the right home loan has been selected, the mortgage broker will help you manage the home loan process, from initially signing the paperwork all the way until settlement.

How can a mortgage broker help me buy in Bracken Ridge?

A mortgage broker familiar with Bracken Ridge can provide valuable insights about the local property market and help you secure the best possible financing. They will work with you to understand your budget and goals, then connect you with lenders offering competitive rates and terms suited to your specific situation.

At Hunter Galloway, we have access to over 30 different banks and lenders, giving you a wide range of home loan options to ensure we have a lender that can fit in with what you need when buying in Bracken Ridge.

Is it good to go through a mortgage broker?

Applying for your home loan through a mortgage broker gives you many advantages and there are no down sides.

We will give your application more care and attention than going direct, and we can offer you the best loan product across over thirty different lenders.

And if your loan application is complicated for any reason, we have the in depth knowledge and expertise required to correctly assess your situation and find you the right loan.

How much do mortgage brokers get paid in Australia?

Mortgage brokers in Australia get paid commissions from the banks. There is no cost to you as the client.

We do the same work the branch manager would do in putting together your application, so the lenders pay us for that service. The difference is that we are invested in your loan application - we don't get paid otherwise - so we will work very hard for it to get approved, as well as provide incredible service.

How long should a mortgage application take?

The length of a mortgage application depends on various factors, including the complexity of your application and the lender you're using. Simple applications with responsive lenders can be very quick, while more complex cases may take longer.

For property purchases in Bracken Ridge, it's common for us to have finance approved within 14 days, or 2 weeks - sometimes less if you have tight finance timeframes.

We will give you an estimate of the expected timeframe for your application when we submit it to lenders, and keep you updated every step of the way. As a general guide, most applications are settled within a month (and many are settled much quicker).

Mortgage Broker Bracken Ridge

Our reputation and achievements

Don't risk having your
home loan declined