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Mortgage Broker Kelvin Grove

Name: Mortgage Broker Brisbane - Hunter Galloway
Price range: $$$

Improve your chances of getting a loan with an award winning mortgage broker.
We have one of the highest loan approval rates in the country.

Market-leading
Approximately 40% of home loan applications were rejected in December 2018 based on a survey of 52,000 households completed by DigitalFinance Analytics DFA. In 2017 to 2018 Hunter Galloway submitted 342 home loan applications and had 8 applications rejected, giving a 2.33% rejection rate.
loan approval rate in Australia of 97%
Variety of options due to direct access to 30+ Australian banks & lenders
#1 rated
The highest rated and most reviewed Mortgage Broker in Brisbane: 5-star rating based on 1600+ reviews on Google
Mortgage Broker in Brisbane

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We promise to get back to you within 4 business hours

Improve your chances of getting a loan with an award winning mortgage broker. We have one of the highest loan approval rates in the country

Get a Free Assessment

We promise to get back to you within 4 business hours

Our reputation and achievements

Market average rejection rate is 40%, our rejection rate is 3%

Approximately 40% of home loan applications were rejected in December 2018 based on a survey of 52,000 households completed by 'DigitalFinance Analytics DFA'. In 2017 to 2018 Hunter Galloway submitted 342 home loan applications and had 8 applications rejected, giving a 2.33% rejection rate.

2024 Mortgage Broker of the Year

Don't risk having your
home loan declined

Did you know that over

40%

of home loan applications that get submitted
never make it to settlement? Don't take that risk.

We know the banks inside out

Our brokers have over 35 years of combined experience in the finance industry, including decades of banking experience, and have processed thousands of home loan applications.

We have a wide range of lenders on our panel and we intimately understand their credit policies. This means we know the problems you may face on your loan application and how to mitigate them when applying with any specific bank or lender.
Reducing risk of rejection

Unlike other brokers, Hunter Galloway completes our own internal credit assessment process before applying with any lender.

Your application will be assigned its own Credit Manager who reviews each application thoroughly before it is submitted to the lenders, meaning we won't apply with a lender who won't approve your loan.

2024 Mortgage Broker of the Year

Why Choose Hunter Galloway As
Your Mortgage Broker?

One of the lowest rejection rates

Across Mortgage Brokers in Australia

The highest rated and most reviewed

Mortgage Broker in Brisbane on Google

We have direct access to 30+ banks and lenders

Across Australia

About Kelvin Grove

Overview

Kelvin Grove is an inner-city suburb of Brisbane, located 3km northwest of the CBD. It's known for its vibrant, eclectic atmosphere, blending historic charm with modern urban living. The area has transformed from a 19th-century farming district to a bustling educational and residential hub. The Queensland University of Technology's Kelvin Grove campus forms a central landmark, contributing to the suburb's youthful energy. Tree-lined streets and heritage-listed Queenslanders coexist with contemporary apartments. The suburb attracts a diverse mix of students, young professionals, and families. Well-connected by public transport and bike paths, Kelvin Grove offers easy access to the city. The Kelvin Grove Urban Village provides a unique live-work-study environment, making it an appealing choice for those seeking a dynamic lifestyle.

Kelvin Grove Demographics

Population

7,900

Median Age

28 years

Family Makeup

1,684

Weekly Rent

$400

Weekly Income

$1,670

Safety Score

Lower score indicates higher safety

Kelvin Grove Property Market

Median House Price

$1,250,000

Median Unit Price

$505,500

Days on Market (Houses)

43 days

What are properties like in Kelvin Grove?

Kelvin Grove offers a variety of housing options to accommodate different lifestyles and preferences. The suburb features a majority of apartments (61.0%), appealing to young professionals and downsizers looking for low-maintenance living. Houses make up 30.8% of the dwellings, ideal for families or individuals desiring more space. Townhouses represent 8.2%, providing a balanced option between the two. This range of housing types makes Kelvin Grove an attractive destination for a diverse community, from first-time buyers to growing families and retirees. The blend of dwellings in Kelvin Grove creates a vibrant and dynamic living environment. For potential homebuyers, this variety means ample flexibility in finding a home that meets their specific needs and budget. Additionally, the wide mix suggests promising investment opportunities, as the area is likely to attract a steady influx of residents. Whether you seek a spacious house, a modern apartment, or a convenient townhouse, Kelvin Grove has a home to suit various stages of life. This appealing diversity makes the suburb an excellent choice for a wide array of demographics.

How many bedrooms in Kelvin Grove properties?

Kelvin Grove offers a diverse range of property sizes to suit various needs and lifestyles. The most common homes have 2 bedrooms, making up 36.9% of the market. Close behind, 3-bedroom homes constitute 24.6%, providing ample space for small families and couples. Approximately 25.3% of properties have 4 or more bedrooms, catering to larger families or those needing extra room for guests and hobbies. For singles or those preferring smaller spaces, 1-bedroom homes represent 16.5% of the market, while studios form a small but significant 2%. This variety in bedroom options means Kelvin Grove can accommodate a wide range of residents, from individuals and couples to growing families and multi-generational households. The area's mix of property sizes enhances its versatility, making it an attractive option for different lifestyles and stages of life. For potential homebuyers, this flexibility offers opportunities to find a property that meets current needs while allowing room for future growth. Additionally, the diverse housing options suggest good investment potential, appealing to a broad demographic. Kelvin Grove's appeal lies in its ability to cater to various demographics, ensuring a vibrant and inclusive community.

Living in Kelvin Grove

Education

Kelvin Grove boasts a strong educational landscape, anchored by the Queensland University of Technology's Kelvin Grove campus. This world-class institution offers a wide range of undergraduate and postgraduate programs. For younger students, Kelvin Grove State College is a standout P-12 school known for its excellence in academics and performing arts. The college's partnership with QUT provides unique opportunities for students. Several private schools are within easy reach in neighboring suburbs. The suburb is also home to the Queensland Academies Creative Industries campus, a selective entry school for high-achieving students. With its concentration of educational institutions, Kelvin Grove is highly regarded as a hub for learning and academic pursuits.

Parks and Recreation

Kelvin Grove offers a variety of green spaces and recreational facilities. The picturesque Victoria Park Golf Complex provides an 18-hole public golf course and driving range. McCaskie Park, with its playground and open spaces, is popular among families. The Kelvin Grove Urban Village features several small parks and community gardens, perfect for relaxation and social gatherings. The suburb is well-connected to Brisbane's extensive bike path network, encouraging cycling and jogging. The QUT campus hosts various sporting facilities, including gyms and courts, some of which are accessible to the public. Regular community events and markets in the Urban Village add to the recreational appeal, making Kelvin Grove a vibrant place for outdoor enthusiasts and social activities.

Shopping and Dining

Kelvin Grove offers a diverse range of shopping and dining options, centered around the Kelvin Grove Urban Village. This precinct features a mix of cafes, restaurants, and specialty stores, creating a lively atmosphere. The weekly Kelvin Grove Village Markets are a popular destination for fresh produce, artisanal goods, and street food. Along Kelvin Grove Road, you'll find a variety of local eateries, from casual cafes to trendy restaurants, catering to different tastes and budgets. While there's no major shopping center within the suburb, nearby Newmarket and The Barracks in Paddington offer additional retail options. The suburb's proximity to the CBD also means easy access to Brisbane's wider shopping and dining scene, making Kelvin Grove an attractive location for food lovers and shoppers alike.

Transportation and Walkability

78/100 Kelvin Grove is an excellent choice for prospective homebuyers who value convenience and flexibility. Boasting a high walkability score of 78 out of 100, the suburb allows residents to complete most daily errands on foot, fostering a more active lifestyle. The main methods of commuting in Kelvin Grove include driving, with 1,654 people using this option, and public transport, which serves 514 residents, while 332 people prefer walking to work. This variety in commuting options means you can choose the most convenient mode of travel depending on your day's activities. For those who drive, having a car can offer the freedom to explore beyond the suburb with ease, while the robust public transport system provides a cost-effective and environmentally friendly alternative. The flexibility in transport options greatly enhances the quality of life, allowing seamless access to amenities, work, and recreational activities. For homebuyers, this versatility is a significant benefit, contributing to the area's strong property values and making it a smart investment for diverse lifestyles, from singles and young professionals to families.

Suburbs Near Kelvin Grove

Our Mortgage Services in Kelvin Grove

First Home Buyers

Navigating the Kelvin Grove property market as a first-time buyer can be challenging. Our brokers provide personalized guidance to help you find the right loan and maximize your borrowing capacity.

Refinancing

Looking to refinance your Kelvin Grove property? We can help you secure better rates and terms tailored to your current financial situation.

Investment Loans

With median house prices in Kelvin Grove at $1,250,000, let our investment loan specialists help you structure your loan for maximum benefit.

Lenders on our panel

Questions and Answers About Kelvin Grove Home Loans

What should I know about buying property in Kelvin Grove?

When buying in Kelvin Grove, it's important to understand the local property market trends. Currently, the median house price is $1,250,000 and median unit price is $505,500.

The area has a population of approximately 7,900 residents, and offers a range of amenities and lifestyle benefits. Working with a local mortgage broker who understands the Kelvin Grove market can help you navigate the buying process more effectively.

Are you able to do virtual meetings?

Yes, our mortgage brokers can 'face to face' meet you using Zoom Meeting or Google Hangouts, whichever is your preference. In our online meeting, we'll be able to go through your requirements and walk you through the home buying process in Kelvin Grove.

Our mortgage brokers are working and are available during the coronavirus outbreak, so if you need any assistance with a home loan get in touch today.

What is a mortgage broker?

A mortgage broker is a consultant that can help you with finding a home loan, or mortgage usually from their panel of lenders. Once the right home loan has been selected, the mortgage broker will help you manage the home loan process, from initially signing the paperwork all the way until settlement.

How can a mortgage broker help me buy in Kelvin Grove?

A mortgage broker familiar with Kelvin Grove can provide valuable insights about the local property market and help you secure the best possible financing. They will work with you to understand your budget and goals, then connect you with lenders offering competitive rates and terms suited to your specific situation.

At Hunter Galloway, we have access to over 30 different banks and lenders, giving you a wide range of home loan options to ensure we have a lender that can fit in with what you need when buying in Kelvin Grove.

Is it good to go through a mortgage broker?

Applying for your home loan through a mortgage broker gives you many advantages and there are no down sides.

We will give your application more care and attention than going direct, and we can offer you the best loan product across over thirty different lenders.

And if your loan application is complicated for any reason, we have the in depth knowledge and expertise required to correctly assess your situation and find you the right loan.

How much do mortgage brokers get paid in Australia?

Mortgage brokers in Australia get paid commissions from the banks. There is no cost to you as the client.

We do the same work the branch manager would do in putting together your application, so the lenders pay us for that service. The difference is that we are invested in your loan application - we don't get paid otherwise - so we will work very hard for it to get approved, as well as provide incredible service.

How long should a mortgage application take?

The length of a mortgage application depends on various factors, including the complexity of your application and the lender you're using. Simple applications with responsive lenders can be very quick, while more complex cases may take longer.

For property purchases in Kelvin Grove, it's common for us to have finance approved within 14 days, or 2 weeks - sometimes less if you have tight finance timeframes.

We will give you an estimate of the expected timeframe for your application when we submit it to lenders, and keep you updated every step of the way. As a general guide, most applications are settled within a month (and many are settled much quicker).

Mortgage Broker Kelvin Grove

Our reputation and achievements

Don't risk having your
home loan declined