1300 088 065

Ready to Upgrade? We Make Financing Simple

With a 97% loan approval rate and access to over 30 Australian banks and lenders, Hunter Galloway simplifies the journey to upgrading your home, giving you more options and higher chances of success.
Excellent on Google
5.0
Based on 1,000+ reviews
Rated
Mortgage Broker in Brisbane
with highest approval rate

Ready to Upgrade? We Make Financing Simple

  • icons FBAA Broker of the Year in 2019
  • icons FBAA Broker of the Year in 2019
  • icons EA Broker of the Year in 2024
  • icons EA Brokerage of the Year ≤ 5 Brokers in 2024
  • icons
    ThreeBest Best Business of 2024
  • icons TheAdviser TOP 25 Brokerage 2019

Turn Your Home Equity into Your Dream Upgrade

Fund your renovation, extension, or rebuild by unlocking the value in your current home. We make it simple and secure.
Equity Benefits:
  • Access More Funds: Tap into your home's equity to potentially fund a larger or more ambitious upgrade.
  • Expert Guidance: We'll help you navigate the complexities of equity release and make informed decisions.
  • Personalised Planning: We'll create a tailored plan to help you achieve your specific upgrade goals.

Renovate Smartly with a Loan Tailored to You

Make your dream renovation a reality. We'll help you choose the right loan features to maximize your budget and create your perfect space.
Key Features:
  • Access Extra Funds: Need a budget boost mid-renovation? Access your additional repayments for unexpected costs or that must-have upgrade.
  • Expert Guidance: We'll help you navigate the complexities of equity release and make informed decisions.
  • Flexible Repayments: Enjoy peace of mind with a repayment schedule tailored to your budget and lifestyle.

How Much Can You Really Afford for Your Upgrade?

Find out with a personalized assessment from Hunter Galloway. We'll help you understand your true borrowing power and secure the best loan for your dream renovation, extension, or new home.
  • Unlock Your Affordability: We'll analyze your financial situation to determine a realistic and comfortable budget for your upgrade.
  • Tailored Loan Options: We offer a wide range of loans, including low-deposit options and those that don't require Lender's Mortgage Insurance (LMI), to fit your specific needs.

Upgrade Your Home, Not Your Stress Levels

Hunter Galloway's expert guidance and tailored financing solutions make your upgrade journey smooth, affordable, and enjoyable.
Financial Peace of Mind:
  • Master Your Budget: We'll help you create a realistic budget, factoring in your equity, savings, and tailored loan options for maximum flexibility.
  • Prepare for the Unexpected: We'll show you how to build a contingency fund and utilize loan features like offset accounts to manage unforeseen costs.
  • Protect Your Lifestyle: With over 2,000 satisfied clients, we understand how to align your upgrade financing with your financial goals, ensuring you maintain your lifestyle with confidence.

Get a Clear Picture of Your Borrowing Power

Get a free, no-obligation assessment from our team to find out.
Calculate My Borrowing Capacity
Answer a few questions to get a result

Let's Plan Your Home Upgrade Together

STEP 1
Free ConsultationConsultation
Discuss your vision for your upgraded home and evaluate your current financial situation. We'll explore your options, whether renovating, extending, or buying new, and determine the best path forward together.
STEP 2
Personalized Plan
Receive a customized Upgrade Plan detailing your financing options, estimated repayments, and a realistic budget, tailored to your chosen path: renovation, extension, or buying new.
STEP 3
Expert Loan Matching
We'll present you with tailored loan options from our network of over 30 lenders, simplifying the process and addressing any complexities in your financial situation.
STEP 4
Seamless Transition
If you're buying new, we'll secure pre-approval to strengthen your offers. If renovating or extending, we'll provide ongoing support throughout your project, answering your questions, liaising with lenders, and providing expert advice.

Why Choose Hunter Galloway As Your Mortgage Broker?

97%
Loan approval rate
14
Years of experience
30+
Banks and lenders we have direct access to
2,000+
Satisfied customers
5.0

Trusted by 2000+ Happy Clients

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Marie “Mlive” Livesey
Local Guide • 16 reviews
2 weeks ago
Joshua and Alex have been absolutely incredible throughout our journey of purchasing our first home! Not only did they guide us with expertise and care, but they also acted swiftly to secure our pre-approval well ahead of the busy Christmas season. Their efficiency and attention to detail made the entire process seamless and stress-free.We truly appreciated their professionalism, clear communication, and dedication to making this milestone achievable for us. They were always available to answer our questions and made everything so straightforward. Thank you, Joshua and Alex, for going above and beyond to make this experience so positive and smooth! Highly recommend Hunter Galloway to anyone seeking exceptional mortgage brokers!
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Joanna Hardie
3 reviews
6 days ago
The team at Hunter Galloway take all of the guess work out of financing and buying property. A massive thank you to Jayden and Brenton for answering all my questions and stepping me through the process. Highly recommend their additional free content around the home buying process, it’s a wonderful value add for their clients. If you are looking for friendly, transparent and trustworthy advice, use these guys!
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Jess Wagland
6 reviews
2 weeks ago
Highly recommend Hunter Galloway! We had the pleasure of dealing with Ty and Christian through the process of buying our first home. On hand to answer questions throughout the whole process. Always super fast responses. Hunter Galloway also have tons of videos and content to help with the process as well which was useful Thanks very much to both
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Rachel Wagner
1 review
month ago
This is the second time we have refinanced with Hunter Galloway. They are incredible to deal with. Christian, Ty and the team make refinancing a breeze rather than stressful. They always have your best interests at heart. We are very happy once again with our home loan and will definitely be a repeat customer. We cannot recommend them enough. Their outstanding service speaks for itself!
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Julie H
3 reviews
2 weeks ago
We cannot recommend Hunter Galloway highly enough! From start to finish, they provided exceptional support throughout our entire home-buying journey. Their team ensured we were connected with reliable and professional parties at every step, making the process seamless and stress-free. They truly went above and beyond to address our questions, guide us through complex decisions, and keep us informed at every stage. Thanks to their expertise and dedication, we felt confident and well-supported in what can often be a daunting experience. If you’re looking for a mortgage broker who genuinely cares and delivers outstanding service, look no further than Hunter Galloway. You will not be disappointed!
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Ragni Krishna
4 reviews
month ago
We had a great experience with Hunter Galloway buying our first home. Nathan and Alex were amazing, providing a lot of guidance for us, as we were new to this, even providing educational videos for each step of the process. They always gave clear and understandable instructions and provided regular updates. This helped us a lot with our anxieties of purchasing our first home. They helped us from getting the loan, searching the property till finalizing our home. Alex answered the questions each time when I ask him something even it wasn't relating to a loan.We couldn’t be happier with their service and highly recommend them to anyone needing a mortgage broker.
Get a Loan with Hunter Galloway
Applying directly to a lender
We Work for You, Not the Bank
We're independent brokers, fiercely loyal to you. We'll negotiate the best rates and terms on your behalf, putting your interests first.
They Work for Themselves
Their priority is their bottom line, not necessarily your best interest.
30+ Lenders, Tailored to You
At Hunter Galloway, our brokers consider both your current needs and future goals to ensure you get the best loan that truly supports all your requirements.
Limited Loan Options from Lenders
Lenders can only offer a limited selection of loan products, and there's no guarantee that you're getting the best deal available.
Streamlined Process, Faster Approval
We simplify the loan process, eliminating unnecessary delays and securing your pre-approval quickly.
Slow and Complicated Process
Dealing with a single bank can be slow and frustrating.

Questions and Answers

Are you able to do virtual meetings?

Yes, our mortgage brokers can still 'face to face' meet you using Zoom Meeting or Google Hangouts, whichever is your preference. In our online meeting, we'll be able to go through your requirements and walk you through the home buying process.

Our mortgage brokers are working and are available during the coronavirus outbreak, so if you need any assistance with a home loan get in touch today.

What is a mortgage broker?

A mortgage broker is a consultant that can help you with finding a home loan, or mortgage usually from their panel of lenders. Once the right home loan has been selected, the mortgage broker will help you manage the home loan process, from initially signing the paperwork all the way until settlement.

What does a mortgage broker do?

A mortgage broker acts on your behalf to arrange a home loan through a bank or lender. Australian banks and lenders have different policies and loan requirements, and it is a brokers job to find a loan from one of these parties that fit with your individual situation.

Mortgage Brokers can help find the right home loan for any situation, from purchasing your first home to buying an investment property all the way to refinancing your mortgage to a better interest rate.

At Hunter Galloway we have access to over 30 different banks and lenders, giving you a wide range of home loan options to ensure we have a lender that can fit in with what you need.

Is it good to go through a mortgage broker?

Applying for your home loan through a mortgage broker gives you many advantages and there are no down sides.

We will give your application more care and attention than going direct, and we can offer you the best loan product across over thirty different lenders.

And if your loan application is complicated for any reason, we have the in depth knowledge and expertise required to correctly assess your situation and find you the right loan.

How much do mortgage brokers get paid in Australia?

Mortgage brokers in Australia get paid commissions from the banks. There is no cost to you as the client.

We do the same work the branch manager would do in putting together your application, so the lenders pay us for that service. The difference is that we are invested in your loan application - we don't get paid otherwise - so we will work very hard for it to get approved, as well as provide incredible service.

As our team at Hunter Galloway are mortgage broking and credit experts, we can answer all of your questions instead of directing you to another department.

What types of customers do you help?

Our mission is to make your home loan application effortless, and to provide competitive rates. We always work towards building a strong and personal relationship with every one of our clients and will work tirelessly to find the right home loan for you. Your mortgage is a lifelong commitment, and so is our commitment to you.

We help all sorts of clients from across Brisbane, so get in touch with the team today to book a free assessment.

What is an Independent Mortgage Broker?

An Independent Mortgage Broker in Brisbane is a broker that is not subjected to outside authority. In other words, they should technically be charging a fee for their services and not be paid commissions by the banks.

In Australia, brokers are not technically independent. Brokers use an aggregator, who provide access to all of the loans offered by the banks and lenders. We are paid a commission from the banks for providing them with a home loan.

But there is still a difference between independently owned mortgage brokers, and those owned by banks. Mortgage brokers who are owned by the banks are influenced to recommend the loans from the banks that own them.

Hunter Galloway is an independently owned Mortgage Broker, not connected to any banks or lender. We use Connective Financial services as our aggregator who provide the latest technology and training to help find our customers the best finance options.

We are not owned by a bank, and neither the aggregator or the banks have any influence on our decisions or loan recommendations. We only care about what is best for you.

Why should I use a mortgage broker in Brisbane?

Using a mortgage broker gives you many more options than going directly through a bank. Individual banks can only offer you the small number of loans that they have. We have access to over 40 banks in Australia, so we can find you the right lender and the right loan.

The best mortgage brokers can help you through their intimate knowledge of credit policy, making the home loan process quick, easy and stress-free.

We work with a wide range of borrowers, from first home owners, experienced property investors to medical professionals helping them find the best deal.

Through our intimate bank credit knowledge, we can find ‘secret’ policy exceptions to get approvals for applications that would normally get declined, including no deposit guarantor home loans and unusual employment loans.

We also have very strong relationships with the credit teams and key staff at the banks meaning we are also in a good position to get the very best interest rates for you, ensuring you can secure a better deal. Often this means a cheaper variable or fixed interest rates, or rebates from the bank to cover the costs to refinance your loan.

What is the difference between fixed and variable rates?

A fixed rate mortgage means that you 'lock in' an interest rate for either a two-, three-, or five-year fixed period. While you're on that fixed rate, your loan repayment will not change, even if interest rates go up.

The main benefit of a fixed rate mortgage is security. You know what your monthly repayments will be and you don't have to worry about interest rates rising or falling.

A variable rate mortgage means that your mortgage repayments will change based on current interest rates. If the interest rates go up, then your repayments will increase. If interest rates drop, so do your repayments.

The main benefit of a variable rate mortgage is flexibility. A variable rate home loan will allow you to make extra repayments without penalties and you also have the option of extra facilities like offset accounts.

How can I manage risk and borrow the smart way?

Managing risk is all about understanding your situation, and borrowing the right amount of money. Borrowing the absolute maximum amount of money possible can be a problem if your financial or living circumstances change, so it's important to get the assistance of a mortgage broker to help make sure that you're borrowing the right amount of money.

Here at Hunter Galloway - Mortgage Broker Brisbane, we take the time to learn about your unique situation and what you're trying to achieve so we can find you the right loan - and the right loan amount - that will help you to achieve your goals without putting yourself through any unnecessary financial risk.

How long should a mortgage application take?

The length of a mortgage application depends on a lot of different factors, including the complexity of the application and the lender that you're using. Simple applications with the most responsive lenders can be very quick. More complex applications or some of the slower lenders can take a bit more time.

If you are purchasing a property it's very common for us to have our finance approved within 14 days, or 2 weeks - sometimes less if you have tight finance timeframes.

We will give you an idea of the expected time for your application when we submit it to the lenders, and keep you posted every step of the way. As a general guide, though, most applications are settled within a month (and many are settled much quicker than that).

How can Hunter Galloway make the home loan application process simple?

We will do all of the leg work on your home loan application to make it as simple and stress-free as possible.

It starts with an information session with one of our brokers. They will sit down with you to understand your background, your goals, and your financial circumstances.

Based on this information, we work with an internal credit team and utilise cutting-edge technology to provide you with the best home loan solution for you.

Our internal credit team will go through your application with a fine-toothed comb to make sure that everything is in order and you have the best possible chance of getting your loan approved.

As your application progresses, we will be there to help you every step of the way. We will provide you with regular updates about the progress of your application, and will work to quickly resolve any issues if they crop up.

If you want some examples of just how easy it can be, check out our Google reviews. We have over 680 reviews with a 5-star average rating, which goes to show just how easy and simple applying for a home loan with us can be.

Are there different products that would suit me better over others? What are my options?

There are literally hundreds of different home loans across 40 different lenders in Australia, each of them with their advantages and disadvantages. Some products will be better suited for you than others. It's a good idea to check each product to see what suits your unique situation the best.

Luckily, that's exactly what the mortgage brokers at Hunter Galloway are here to do! We search across all of the options from the lenders and banks to find you the right product.

Once we find the right product for you, we will meet with you to discuss your options and answer any questions you might have before moving ahead with your application. Rest assured that we will find you the best loan possible.

What are the latest home loan interest rates?

We have access to 30+ lenders, with interest rates starting from 3.99% and comparsion rate of 3.99%.

It's important to note that the lowest current interest rate is not suitable for all customers, and your eligiblity will depend on the banks credit approval process and features.

Also please note that the comparison rate provided is based on a loan amount of $150,000 and a term of 25 years. Loan to value ratio of 70% or less.